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What debts are not dischargeable?

Type: 
General
Answer: 

Debts listed in 11 U.S.C. § 523 are not dischargeable, including, but not limited to:

  • most taxes
  • domestic support obligations
  • most student loans
  • most fines, penalties, forfeitures or criminal restitution obligations
  • debts for personal injuries or death caused operating a vehicle while intoxicated
  • debts which were not properly listed by the debtor
  • debts which the bankruptcy court specifically decides are not discharged
  • debts which the debtor has given up the discharge protections by signing a reaffirmation agreement
  • debts for certain types of loans owed to pension, profit sharing, stock bonus, or retirement plans

There are exceptions to these general rules, however, and you may want to consult an attorney to determine the exact effect of the discharge in any case.