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File Personal Financial Management Course Certificate (eFinCert) - For Use by Course Providers Only


Federal Rule of Bankruptcy Procedure 1007(b)(7) permits an approved debtor education provider to notify the court directly when a debtor has completed a post-petition instructional course concerning personal financial management.  The failure of the provider to file the certificate OR of the debtor(s) to file Form B 423 (Certification About a Financial Management Course) in a timely fashion in accordance with Fed. R. Bankr. P. 1007(c) will constitute a failure of the debtor to comply with this Rule and will result in the debtor’s case being closed without a discharge. See Fed.R.Bankr.P. 4004(c)(1)(H).

The Certificate of Debtor Education may be filed by an approved education provider electronically using the Electronic Financial Management Course Certificate Filing program (eFinCert) instead of requiring course providers to register as a limited filer in the court’s CM/ECF case management system. Use of this electronic filing program constitutes certification that the filer is a U.S. Trustee-approved provider of a personal financial management instructional course and is not for use by debtors or attorneys for the debtors.


Penalty for filing fraudulent certification: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. §§ 152 and 3571.