The Court and the Clerk's Office are not responsible for credit reports or the information reported by creditors to credit bureaus. Bankruptcy records are public, and the information contained in them can be retrieved by anyone via Public Access to Court Electronic Records (PACER). Additionally, the Fair Credit Reporting Act allows credit bureaus to keep a bankruptcy on your credit record for up to ten (10) years.
The Clerk's Office is unable to respond by mail to inquiries from the public concerning credit ratings and credit reports. If such an inquiry is received by mail, and a legible email address is included, you will receive an emailed response containing a link to this webpage. Any disputes you have with a credit reporting agency must be resolved by you and that agency.