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What's the difference between a discharge being denied and a debt being declared non-dischargeable?

The court can deny the discharge of all debts or declare that certain debts are non-dischargeable.  If the court denies the discharge of all debts, the debtor will still be legally responsible for repaying all debts as if no bankruptcy petition had ever been filed.  If only certain debts are ruled non-dischargeable, the debtor will still receive a discharge order, however, the debtor will remain legally responsible for repayment for those debts deemed non-dischargeable.


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