1. Skip to navigation
  2. Skip to content
  3. Skip to sidebar



What debts are not dischargeable?

Most debts usually listed on the petition are dischargeable, however, there are some exceptions.  Debts listed in 11 U.S.C. § 523 are not dischargeable, including, but not limited to:

  • most taxes
  • debts incurred to pay non-dischargeable taxes
  • domestic support obligations
  • most student loans
  • most fines, penalties, forfeitures or criminal restitution obligations
  • debts for personal injuries or death caused by the debtor's operation of a motor vehicle, vessel or aircraft while intoxicated
  • debts which were not properly listed by the debtor
  • debts which the bankruptcy court specifically decides are not discharged
  • debts which the debtor has given up the discharge protections by signing a reaffirmation agreement
  • debts owed to certain pension, profit sharing, stock bonus, other retirement plans or to the Thrift Savings Plan for federal employees for certain types of loans from these plans
  • There are exceptions to these general rules, however, and you may want to consult an attorney to determine the exact effect of the discharge in any case.


Disclaimer
Various links listed on this and other pages are maintained by other public and private organizations. These links and pointers are provided for the user's convenience. The U. S. Bankruptcy Court does not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information; nor does it control or guarantee the on-going availability, maintenance, or security of these Internet sites. Further, the inclusion of links or pointers to particular items in hypertext is not intended to endorse any views expressed, or products or services offered on these outside sites, or the organizations sponsoring the sites.